Comments on: Trying to Negotiate a Loan Modification? http://spirituallybankrupt.com/2009/07/11/trying-to-negotiate-a-loan-modification/ surviving bankruptcy and financial distress in Texas Mon, 10 Oct 2011 07:45:48 +0000 hourly 1 http://wordpress.com/ By: Mortgage Refinancing http://spirituallybankrupt.com/2009/07/11/trying-to-negotiate-a-loan-modification/#comment-50 Wed, 29 Jul 2009 06:09:33 +0000 http://spirituallybankrupt.com/?p=149#comment-50 Interesting!

The loan modification process can be frustrating and confusing for many distressed homeowners. But you have to know what exactly is loan modification. A loan modification is a permanent change in one or more terms of a borrower’s home loan.

]]> By: Trying to Negotiate a Loan Modification? (Part 2) « Spiritually Bankrupt http://spirituallybankrupt.com/2009/07/11/trying-to-negotiate-a-loan-modification/#comment-44 Mon, 27 Jul 2009 02:46:24 +0000 http://spirituallybankrupt.com/?p=149#comment-44 [...] (because of the sheer inability of mortgage companies to cope with how many are needed see my last post ), but getting a modification may result in your credit score dropping anyway.  See today’s [...]

]]> By: Ron http://spirituallybankrupt.com/2009/07/11/trying-to-negotiate-a-loan-modification/#comment-37 Sat, 18 Jul 2009 22:47:28 +0000 http://spirituallybankrupt.com/?p=149#comment-37 Maybe Trustee payment and oversight of mortgages in bankruptcy will get the mortgage companies to work on how they do business generally!

]]> By: Debbie http://spirituallybankrupt.com/2009/07/11/trying-to-negotiate-a-loan-modification/#comment-35 Sat, 18 Jul 2009 21:09:12 +0000 http://spirituallybankrupt.com/?p=149#comment-35 In an earlier comment I said that a loan modification might be helpful to some homeowners, but what I’ve seen the last six months does not support my earlier comment. I am surprised at how quickly these modifications are falling apart, or how little they actually help a homeowner.

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